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VA Loan Calculator

Estimate mortgage payments and applicable VA funding fees for a VA-backed purchase loan, with the option to finance the funding fee or pay it upfront.

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VA Loan Calculator
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Base loan amount: $400,000

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Example rate — not a current market quote.

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Results are up to date.

Estimated Monthly Payment

$3,003.09/month

Principal & Interest$2,586.42
Property Taxes$300.00
Homeowners Insurance$116.67
Total Monthly Payment$3,003.09
VA Loan Breakdown
Base loan amount$400,000
Funding fee$9,200
Financed into loan$9,200
Total financed principal$409,200
Estimated payoffJan 2000
Total interest$521,912
Principal & Interest$2,586.4286.1%
Property Taxes$300.0010%
Homeowners Insurance$116.673.9%

MoneyMetric HQ calculators are provided for educational and informational purposes. VA funding fee rates and exemption rules shown are illustrative estimates and may differ from current VA rules and your individual circumstances. Using this calculator does not establish VA loan eligibility. MoneyMetric HQ does not provide personalized financial, investment, tax, legal or credit advice. See our Methodology, Financial Disclaimer, and Privacy Policy.