FHA Loan Calculator

Estimate monthly costs for an FHA-insured mortgage, including the upfront and annual mortgage insurance premiums, principal and interest, taxes, insurance, and HOA.

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FHA Loan Calculator

Home Purchase Price

Down Payment

Base loan amount: $386,000

Interest Rate

Example rate — not a current market quote.

Loan Term

yrs

Property Taxes (annual)

Homeowners Insurance (annual)

HOA Fees (monthly)

Loan Start Date

Results are up to date.

Estimated Monthly Payment

$3,076.06/month

Principal & Interest$2,482.48

MIP (Mortgage Insurance)$176.92

Property Taxes$300.00

Homeowners Insurance$116.67

Total Monthly Payment$3,076.06

FHA Loan Breakdown

Base loan amount$386,000

Upfront MIP$6,755

Financed into loan$6,755

Total financed principal$392,755

Estimated payoffJan 2000

Total interest$500,937

Principal & Interest$2,482.4880.7%

MIP$176.925.8%

Property Taxes$300.009.8%

Homeowners Insurance$116.673.8%

MoneyMetric HQ calculators are provided for educational and informational purposes. FHA mortgage insurance rates, loan limits, and eligibility requirements shown are illustrative estimates and may differ from current FHA rules and your individual circumstances. Using this calculator does not establish FHA loan eligibility. MoneyMetric HQ does not provide personalized financial, investment, tax, legal or credit advice. See our Methodology, Financial Disclaimer, and Privacy Policy.